A home fair play mortgage can also be used to remodel your home or add an add-on.
Do not open a new credit card account, even though it's tempting, it would, as it can not add to your financial burden.
You can pay your mortgage at a fixed rate to a floating rate or vice versa, or you can reduce your interest and / or the monthly payment rate.

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A small debt left unpaid taken to its interests, leaving you with more debt than ever.

You should always try to get quotes from as many lenders as possible at home.
So do not wait to call your mortgage company today! If you have a FHA mortgage loan and poor credit scores you may be able to refinance with FHA Streamline Refinance Mortgage.